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Mortgage protection review

Your family shouldn't lose the house because they lost you.

Mortgage protection is life insurance sized to your home loan, so your family can keep the house. See the options for homeowners in your state in about 60 seconds.

Takes about 60 seconds. Free to check, no obligation.

  • Licensed agents
  • Paid to your family
  • No obligation
A family on the front steps of their home

Did you know?

$2,0351Median monthly cost of owning a home with a mortgage
47%2Of households would struggle to pay bills within 6 months of losing the main earner

The house payment doesn't stop when a paycheck does. Mortgage protection pays your family a lump sum so the home stays theirs.

Why families start here

Your family shouldn't have to choose between grieving and moving.

47%2Of households would struggle within 6 months of losing the main earner
$2,0351Median monthly cost of owning a home with a mortgage
$0Cost to compare your options
60 secTo check what's available in your state

What the review covers

Why mortgage protection?

Keeps the house in the family

A lump-sum benefit your family can use to pay off the mortgage or keep making the payments.

Paid to your family, not the bank

You name the beneficiary. They decide how the money is used: the mortgage, bills or anything else.

Terms that match your loan

Choose a term length that lines up with the years left on your mortgage.

Many plans with no exam

Simplified plans ask health questions only. Larger benefit amounts may ask for more.

Why it matters

With vs. without coverage

With coverageWithout
The mortgagePaid off or kept currentFalls on one income
Your family's homeStays theirsMay have to be sold
Everyday billsBenefit can cover themSavings drain fast
Peace of mindA plan is in placeUncertainty

How it works

Three simple steps.

  1. Check your ZIP

    Enter your ZIP code to see what's available in your state.

  2. Answer a few questions

    About 60 seconds. No medical exam, no paperwork.

  3. Talk with a licensed agent

    They explain your options and the real prices. You decide.

What to expect

Straight answers. No pressure.

  • Free to compare

    Checking your options costs you nothing.

  • No obligation

    You decide whether anything is right for you.

  • Licensed agents

    Only agents licensed to sell in your state.

  • You're in control

    Ask to stop being contacted at any time.

Questions

Common questions

Is this from my lender?

No. Mortgage protection is a life insurance policy you own. It is not sold by your lender and it is not tied to your loan. If you refinance or move, the policy comes with you.

Does the money go to the bank?

No. The benefit is paid to the beneficiary you name. They can pay off the mortgage, cover payments for a while, or use it however the family needs.

Do I need a medical exam?

Many plans are simplified issue: a few health questions, no exam. Larger benefit amounts may ask for more. The agent will tell you exactly what applies to you.

How much does it cost?

It depends on your age, health, the benefit amount and the term length. A licensed agent quotes the real monthly price for your state before you decide anything.

Ready when you are

Protect the home your family lives in.

Check the mortgage protection options in your state in about 60 seconds. No obligation.

Check my ZIP code
My Homeowner Coverage | Mortgage protection review